The principle of working together or “Takaful” can be best described in its sociological context, i.e. a principle of anonymous solidarity where the society comes together to aid its individual components for the greater good of general Islamic society. The essence of Takaful is best illustrated in the Quran: “Help one another in virtue, righteousness and piety, but help not one another in sin and transgression”. There are three applied models of Takaful and these are as follows:
At KQIC, we employ the Mudarabah model under the strict supervision of our Sharia Committee.